PMS & AIF Planning

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Tailored Strategies for High Net Worth

PMS & AIF – Customized Wealth Solutions

PMS (Portfolio Management Services) and AIF (Alternative Investment Funds) are **sophisticated, specialized investment vehicles** designed for high-net-worth investors seeking targeted strategies and higher return potential than traditional mutual funds.

Portfolio Management Services (PMS)

PMS Key Features (Min. Investment: ₹50 Lakhs)

  • Expert Management: Managed by professional fund managers with deep research expertise.
  • Risk Management: Disciplined strategies and constant monitoring.
  • Transparency: Regular statements & online access.
  • Personalization: Tailored portfolios & direct access to managers.

Benefits & Flexibility

  • ★ Focused portfolio of 15–20 carefully selected stocks.
  • ★ Higher return potential via concentrated holdings.
  • ★ Strategies for growth, balance, or conservatism.
  • ★ Transparent fees and clear cost breakdown.
  • ★ Active management and personal service.

Alternative Investment Funds (AIF)

AIFs are SEBI-regulated private investment vehicles (Min. Investment: **₹1 Crore**) for **sophisticated investors** seeking strategies outside conventional equity and debt markets, such as private equity and hedge funds.

🎯 Category I AIF

Invests in sectors beneficial to the economy (e.g., Venture Capital, Angel Funds, Infrastructure).

🎯 Category II AIF

Invests primarily in equity and/or debt securities (e.g., Private Equity Funds, Debt Funds).

🎯 Category III AIF

Uses advanced, often short-term strategies (e.g., Hedge Funds, PIPE Funds).

Why SK Advizors for Your PMS & AIF Portfolio?

  • ✓ Access to expert fund managers and research-driven strategies.
  • ✓ Tailored Solutions: Design portfolios per your risk and goals.
  • ✓ Full Transparency: Regular updates, clear reporting, open communication.
  • ✓ Wide Investment Options: MF, Insurance, PMS/AIF, Equity, FDs, Bonds, Smallcase, Liquiloans.
  • ✓ Client-First Approach: We grow only when you grow.

PMS & AIF – FAQs

PMS: ₹50 lakhs (as per SEBI regulation).

AIF: ₹1 crore (as per SEBI regulation).

Investors with high net worth who want personalized portfolio management, direct stock ownership, and higher return potential compared to mutual funds.

Sophisticated investors looking to diversify into private equity, venture capital, hedge funds, and structured products for higher long-term growth potential.

Both involve market risks, as they are linked to equity, debt, or alternative assets. PMS usually has concentrated portfolios, while AIFs may involve illiquidity risk due to lock-in periods.

PMS: More liquid compared to AIF, but depends on underlying stocks.

AIF: Usually have a lock-in period of 3–7 years (depending on category and scheme).

PMS: Tax liability is similar to holding shares directly (short-term and long-term capital gains).

AIF: Taxation depends on category – in some cases, profits are taxed at the fund level; in others, taxation is passed to investors.

Mutual Funds: Pooled, low minimum investment, diversified.

PMS: Personalized, concentrated, requires high minimum investment.

AIF: Alternative strategies (private equity, hedge funds, etc.), highest minimum investment, targeted to sophisticated investors.

Because we don’t just offer products, we build relationships. At SK Advizors, you get:

Access to expert fund managers.

Transparent reporting.

A wide basket of investment options.

A client-first approach where your growth is our growth.